Singapore Travel Ins Protect yourself with Travel Ins.
See singapore travel insurance Now!
Travel Guide Looking for travel information?
See our travel directory.
Singapore Car Insurance - How Your Car Insurance Premium is Determined
In Singapore, car insurance premiums are priced according to the risk level insurers have to bear. As a consumer, knowing these factors help you navigate around potholes so you can get the most competitive motor insurance in the market -- every time.
In general, the following are major factors that insurers take into consideration:
1. Make and Model of Vehicle, Engine Capacity and Age of vehicle
Generally the more visually attractive and higher-performing cars with high engine capacity will attract the highest car insurance premiums.
2. Nature of Vehicle Usage (private use/corporate use/commercial use/hire, etc.)
Premiums change with different types of vehicle utilization. This is because the exposure to risk is higher for vehicles meant for commercial use or hire.
3. Age, Sex and Occupation of Driver
Insurers are biased - they tend to offer females better rates than males and prefer older drivers under seventy years old than young, inexperienced drivers. For the occupation of the driver, most insurers only classify them according to indoor or outdoor work.
4. Marital Status of Insured
Married drivers are charged less than single ones - sometimes this difference can be as much as 7%.
5. Driver experience (Number of Years)
Most insurers would not even bother to insure drivers who have less than one year’s driving experience and will slap drivers with only a year of driving experience with an exorbitant premium. With more than four years driving experience, you can enjoy better rates than drivers with less.
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGehKe3cavXJ596bWBzQCi_pb9O1Qamp;url=http://www.telegraph.co.uk/sponsored/travel/victoria-northern-territory/9054263/Terms-and-conditions.htmlbTerms and conditions/b/abr /font size=-1bfont color=#6f6f6fTelegraph.co.uk/font/b/fontbr /font size=-1The prize does not include travel between the winner#39;s home and London Heathrow, btravel insurance/b, visas, food and drink, personal expenditure, fuel, or incidental costs, other than where mentioned. It is the responsibility of the prizewinner to ensure b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dDnsm6nxBd_MjoMnobrb/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHDp6zHV-YZGrsmnD7b0bDz_hGTmAamp;url=http://insurancenewsnet.com/articleNews.aspx?id%3D327966bWhittington Completes Sale of UK Business to Focus on Asia Direct bInsurance/b/b/abr /font size=-1bfont color=#6f6f6fInsurance News Net (press release)/font/b/fontbr /font size=-1By Iris Lai Whittington Group , an international binsurance/b investment business based in bSingapore/b , said it has completed the sale of its UK business to a consortium of investors including Tawa plc , Skuld and Paraline Group Ltd. The sale of b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=ds-nhqkNMuwuqhMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHLlB0-djjcwOB2jO7zVbe3SdSUWwamp;url=http://www.guardian.co.uk/travel/2012/feb/01/top-10-video-games-shops-tokyo?newsfeed%3Dtrueimg src=//nt1.ggpht.com/news/tbn/RccVYDugnrv1PM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2The Guardian/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHLlB0-djjcwOB2jO7zVbe3SdSUWwamp;url=http://www.guardian.co.uk/travel/2012/feb/01/top-10-video-games-shops-tokyo?newsfeed%3Dtrueb10 of the best games shops in Tokyo/b/abr /font size=-1bfont color=#6f6f6fThe Guardian/font/b/fontbr /font size=-1All three are worth visiting, although if you#39;re btravelling/b with kids, you might want to venture away from the idol and DVD sections. Amusement-kan, with its distinctive blue awning, is the best bet for gaming goodness. Be sure to check the bargain b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dT8l2871lg44HUMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEncCTB9WM7BmkHy2Q5z78fCK8CMAamp;url=http://www.heraldsun.com.au/travel/news/exploring-our-dream-escape/story-fn32891l-1226257270786bAussies won#39;t turn their backs on Qantas/b/abr /font size=-1bfont color=#6f6f6fHerald Sun/font/b/fontbr /font size=-1The expert says Karen Cooke - Escape bTravel/b: #39;#39;Aussies . . . are always looking to try something new, so the majority of people put some kind of btravel/b plans on their bucket list each year.#39;#39; Start of sidebar. Skip to end of sidebar./fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dRyvZa5KwrDGgQMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFFQ1ulW6nAeGVBAqshYwx_tuV2DAamp;url=http://www.rpa.org/2012/01/block-by-block-cities-tackle-big-problems-with-small-scale-solutions.htmlbBlock by Block: Cities Tackle Big Problems With Small-Scale Solutions/b/abr /font size=-1bfont color=#6f6f6fRegional Plan Association/font/b/fontbr /font size=-1By Jessie Feller, Senior Planner, Energy Policy Program Urban centers from New York to Sao Paulo to bSingapore/b are grappling with big challenges, including climate change, population growth and fiscal constraints. Rather than addressing these issues b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dP2yV9Rrhe5LLaMnobrb/b/nobr/a/font/div/font/td/tr/table
