Emerging from the Bubble Harbus Online
This week I'm writing on one of the most talked-about topics of the year: health insurance. No, I'm not going to get into the political debate surrounding the health care reform law (though I'd surely love to argue with anyone willing to buy me a drink). Instead, I'm here to discuss your student Blue Cross Blue Shield health insurance policy and what to do when it expires after graduation.Your Harvard health insurance policy ends July 31, so if your start date is after August 1 or you are going the entrepreneurship route, you'll want to think about buying health insurance. If you stay in Massachusetts, you are legally required to buy insurance or you'll have monthly tax penalties. But even if you aren't required by law to buy it, you may still want to consider getting gap coverage.
Perhaps you can convince your future employer to let you join their group plan early and just pay the premia out-of-pocket. Perhaps your parents' plans are unusually generous and will
