Unoccupied House Insurance - House Insurance
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What is Unoccupied House Insurance and Why Do You Need It?


An unoccupied home is considered a home that is not lived in for 30 days or longer. Most standard homeowners insurance policies don’t cover unoccupied homes and will normally drop coverage if that’s the case. If you own a vacation home that is only visited a certain time of year or you are trying to sell a house while living in another, unoccupied house insurance is for you!

Unless its stated in your current homeowners insurance policy, your unoccupied home is not covered under your insurance. The reason for this is because of the increased chance of vandalism and damage to homes that are not lived in. If there is no one living there to report damage, fire or flood, the repair costs could become twice as expensive.

In order to cover your unoccupied home, you must get a Vacancy Permit from your insurance carrier. This permit allows for insurance coverage for the time period your home will be unoccupied. If your current homeowners insurance carrier does not offer unoccupied or vacant homeowners insurance, shopping around for the best rate is your next step. Contact your insurance agent for references and they will be able to find you the best quote.

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unoccupied house insurance - News


How to make sure your vacation home is safe and secure Milwaukee Journal Sentinel
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGdRlIKWGegiNG6eqe4j9bUWpyd-gamp;url=http://www.jsonline.com/sponsoredarticles/travel/138519624.htmlbHow to make sure your vacation bhome/b is safe and secure/b/abr /font size=-1bfont color=#6f6f6fMilwaukee Journal Sentinel/font/b/fontbr /font size=-1Even though companies like ADT offered by bHome/b Security Team offer many options, deciding which is best for your bhome/b can be difficult. Since vacation homes are often bvacant/b for weeks at a time, ensuring vacation bhome/b security is important and b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=df_OtdLLjGDZ40Mamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Greenfire announces downtown construction plans Durham Herald Sun
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEWAnrd5D3gf37BnKJekNud7lu8mwamp;url=http://www.heraldsun.com/view/full_story/17369047/article-Greenfire-announces-downtown-construction-plansbGreenfire announces downtown construction plans/b/abr /font size=-1bfont color=#6f6f6fDurham Herald Sun/font/b/fontbr /font size=-1The plans are to build the residential development on one acre of a two-acre piece of land it owns at the corner of Jackson and Willard streets, adjacent to the prominent NC Mutual Life bInsurance/b Co. headquarters bbuilding/b. Construction is expected to b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dHGANLjODcjxQcMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

US housing still weak. In other news, the sky is blue Business Insider
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNH80o4ZB9yEFrFS4Ukgh7xm2Au43Aamp;url=http://www.businessinsider.com/us-housing-still-weak-in-other-news-the-sky-is-blue-2012-2bUS housing still weak. In other news, the sky is blue/b/abr /font size=-1bfont color=#6f6f6fBusiness Insider/font/b/fontbr /font size=-16) Ditto for bhomeowners/b#39; binsurance/b rates, which are rising rapidly. 7) There are currently 15 million bvacant/b homes in the US according to the latest census figures, and every day, more people are being foreclosed and getting kicked out of their homes./fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d1if0670SO2-kMMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Home values protected by new type of financing option NewsNet5.com
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGXdN2jDZ8S1-QTDkkDT2K-vrJEKQamp;url=http://www.newsnet5.com/dpp/money/consumer/troubleshooter/home-values-protected-by-new-type-of-financing-optionimg src=//nt1.ggpht.com/news/tbn/_Z8Ejw2gBY3xvM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2NewsNet5.com/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGXdN2jDZ8S1-QTDkkDT2K-vrJEKQamp;url=http://www.newsnet5.com/dpp/money/consumer/troubleshooter/home-values-protected-by-new-type-of-financing-optionbbHome/b values protected by new type of financing option/b/abr /font size=-1bfont color=#6f6f6fNewsNet5.com/font/b/fontbr /font size=-1HUDSON, Ohio - bProperty/b values have been hit especially hard in northeast Ohio. Thousands have moved out of the region, Cuyahoga County foreclosures continue at more than 900 per month and a growing number of bvacant/b homes degradate dozens of b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dM1N-LZ_Kpm50WMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Top deals of the year in commercial real estate to be honored Wisconsin State Journal
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNG2LYNXOneUrvguJa0D_riERkW-2Aamp;url=http://host.madison.com/wsj/business/top-deals-of-the-year-in-commercial-real-estate-to/article_d818e98e-4d20-11e1-b593-0019bb2963f4.htmlbTop deals of the year in commercial real estate to be honored/b/abr /font size=-1bfont color=#6f6f6fWisconsin State Journal/font/b/fontbr /font size=-1In one of the bigger commercial bproperty/b transactions of last year, more than two years of negotiations produced a $1.55 million, three-party deal to help transform several acres of long-bvacant/b land on Madison#39;s West Side into a new site for a CVS b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dq-o20KMVF7IpHMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table