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NCCI Reports Comp Insurers' Premium Plunges 23% In 3 years National Underwriter Property And Casualty Insurance News

06.05.10

 Dennis Mealy, NCCI chief actuary, added that smaller firms in general, which normally buy full workers comp coverage, have been impacted more than larger firms, which tend to self insure to some degree, further pressuring net written premiums.

 For the period of 2008-2009, Mr. Mealy said workers’ comp net written premium declined 11.8 percent.

 Net written premium for the total property & casualty industry was down 3.7 percent, Mr. Mealy said. P&c net written premium has now declined for the third straight year—the longest decline since the Great Depression, Mr. Mealy noted.

 All commercial lines saw net written premium decline, with workers’ comp dropping more than all lines except fire & allied lines, which fell 14.5 percent, NCCI reported.

 Personal auto and homeowners were notable exceptions, with net written premium rising 1.2 percent and 1.3 percent respectively.

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